Pai-gow Poker

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Pai Gow Poker combines elements of the ancient Chinese game of  Pai Gow and
the American game of  poker. It is played with a traditional deck of 52 playing cards
plus one joker. The joker is used only as an Ace, or to complete a straight, a Flush,
or a stright flush.

The player is dealt 7 cards that are arranged into two hands: five-card hand and a two-card hand. The five-card hand is put in the same hierarchy as standard poker hands. The two-card hand can either be a pair or not.

The highest two-card hand is Aces; the highest five-card hand is a royal flush. However you need to keep in mind that because of the wild card it is possible to have five Aces, which ranks higher than a royal flush. The five-card hand has to rate higher than the two-card hand. Once the player arranges the two hands, the banker will split his/her hands and the game will play itself out.

The player wins when both of his\her hands are rated higher than the bankers. The banker wins all tie results. If the player has only one hand that is ranked higher than the banker, then a "push" happens and no money is exchanged; however, if the banker has one winning hand and the other one is a draw, the banker wins.

Payoffs

Winning players receive even money (1 to 1). Since the odds of winning at this game is so high, there is a 5% commission on all of the player winnings.
No commission is collected on losing hands or ties.
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