Balck Jack

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If the total value of your cards is closer to 21 than the dealer's, you win as much as you have wagered. If you have blackjack, you win 3 to 2 times your bet (assuming the dealer does not also have blackjack).

Cards are counted at the their face value. Kings,
Queens and Jacks count ten. Aces count as either
1 or 11, dressed cards as 10, and remaining cards according to their number values.

If the total of your cards exceeds 21, you "bust" and lose your wager. If you have the same card total as the dealer, from 17 and up, no one wins and you get your stake back in a so-called "push." Blackjack beats a score of 21.

The player may split twice. The player may double after splitting. The player may double on any two cards. The dealer only checks for blackjack if his open card is an ace and insurance is taken.

Split:

If your first two cards are of the same value, you may split them into two separate hands, placing a second wager of equal value. You then proceed to draw cards as usual. However, if you split two aces, you get only one additional card for each hand. If you split two aces and one of your hands totals 21, this is not considered blackjack, but 21. You may only split to three hands per round.

Double Down:

When you have been dealt two cards, and think that a third card will give you a position to beat the dealer's hand, you can "double down." Your wager is doubled, and you are allowed to hit and receive just one additional card.

Insurance:

Insurance gives you the chance to protect yourself when you believe that the dealer might have blackjack. If the dealer's first card is an ace, he is considered to have a fair chance of getting blackjack. If you believe that the dealer's dark card is of value 10, you may buy insurance against dealer blackjack at the price of half your initial bet. If the dealer does have blackjack, the insurance pays 2 to 1, corresponding to the amount of your initial bet. If you have bought insurance, and the dealer does not have blackjack, you lose your insurance. Your initial bet is then settled by comparing your cards with the dealer's. Should you and the dealer both have blackjack, the game results in a push.

Surrender

After receiving your first tow cards, if you feel that you probaly cannot beat the dealer's hand,
you are allowed to "surrender"by giving up half of your bet before the dealer acts on his hand.
Simply announce verbally to the dealer thay you wish to surrender when it is your turn to
act on your hand.