Baccarat

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Baccarat has its origins in the French game of Cheminde Fer. Baccarat has traditionally been
associated with high betting limits and tuxedoed croupiers.
The object of the game Baccarat is to wager whether the Banker's hand or Player's hand will be
higher for any value not to exceed nine.

There are three different wagers in Baccarat
         The Player  
Pays Even Money
         The Bank  
 Pays Even Money less a 5% commission
         Tie Hnad
  9 for 1

The value of each hand is the last digit of the sum of the cards. For example, a 10, a four and a
nine would equal 23. The baccarat value of this hand is three(the last digit of the number)
Ther hand with the largest value, not to exceed nine, wins.

The Objective

The objective of Baccarat is to draw a two- or three-card hand that totals closer to 9 than the banker.

10, J, K, Q count as 0, A is a 1 and all other cards are face value.
If your total is more than ten, you drop the ten. So a 7-9 hand totals to 6 (16, drop ten).
There is no such thing as a "bust" hand.

The Rules
The banker and the player each draw two cards.
If either the player or banker total 8 or 9, both automatically stand, no exceptions.
If the player's total is 6 or 7, the player stands.
If the player stands, the banker hits on a total of 5 or less.
If the player's total is 5 or less, the player automatically hits and the banker gives the player
a third card.
If the player receives a third card then the banker draws a third card according to the following:
     Banker's hand totals 0,1,2: Banker always draws a third card.
     Banker's hand totals 3: Banker draws if Player's third card is 1-2-3-4-5-6-7-9-0 (not 8)
     Banker totals 4: Banker draws if Player thirds 2-3-4-5-6-7
     Banker 5: Banker draws if Player thirds 4-5-6-7
     Banker 6: Banker draws if Player thirds 6-7
     Banker 7: Banker stands.

Once the final cards are dealt, the one with the total closest to 9 wins.

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